Niagara Real Estate Blog

Why You Need A Realtor As A First Time Home Buyer

Posted by Terence Davids on Dec 21, 2017 10:00:00 AM

As a first time home buyer the home buying process can be intimidating. With most home listings online and access to a number of resources to help you through the process, many home buyers thinking that they don't need a realtor to guide them through this process. We may be biased, but this is a mistake that home buyers make. There are a number of benefits to working with a realtor when buying your first home.

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Topics: Buying A Home, First Time Home Buyer

What Exactly Is The Home Buyers Plan?

Posted by Terence Davids on Dec 14, 2017 1:41:25 PM

The Home Buyers Plan (HBP) is a program run by the Ontario government which helps first time home buyers take up to $25,000 from their RRSP tax free in order to finance the purchase of buying or building a home for yourself, or a related person with a disability.

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Topics: Buying A Home, First Time Home Buyer, Down Payment

Condo Fees Explained For The First Time Condo Buyer

Posted by Terence Davids on Oct 13, 2017 10:00:00 AM

When purchasing a condo, unit owners must pay monthly "condo fees" or common expenses fees. These fees are used to maintain the condominium building's common elements, and are paid in equal parts by every unit owner throughout the building. If you are considering purchasing a condo, here is some info on what condo fees are, how they are determined, and what they go to pay for.

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Topics: First Time Home Buyer

Understanding Niagara Property Tax

Posted by Terence Davids on Sep 26, 2017 10:00:00 AM

When you're budgeting to purchase your first home, factoring in only what you'll be paying for your mortgage isn't the only expense you need to think about. Property taxes are often not talked about, largely because a lot of first time home buyers don't understand them. To help you understand we put together a crash course on what property taxes are.

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Topics: Insider, Buying A Home, First Time Home Buyer

Buying a Home By Yourself? No Problem

Posted by Terence Davids on Sep 5, 2017 4:52:16 PM

The market is full of single home buyers (predominantly women, although there are many single male buyers) who are looking to buy a home on their own. The home buying process can be intimidating even when it isn't a single person buying, so to begin the process of purchasing a home on your own can be very overwhelming.

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Topics: Buying A Home, First Time Home Buyer

Tips to save for a down payment to buy a home in Niagara

Posted by Terence Davids on Jul 27, 2017 1:38:15 PM

The thought of saving for your first home can seem overwhelming. We've talked before about what costs are involved in a home sale, and it it's definitely no easy task to save 20 per cent to put a down payment on a home. However, there are ways that you can budget, and small savings will soon add up to big savings for your home.

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Topics: Buying A Home, First Time Home Buyer

Additional costs during the home buying process

Posted by Terence Davids on Jul 20, 2017 3:14:17 PM

Most first time home buyers begin saving for their first homes with only the expenses of the down payment and mortgage payments in mined. For many, there can be some unexpected costs that can occur.

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Topics: Buying A Home, First Time Home Buyer

The benefits of buying a home that is move in ready

Posted by Terence Davids on Jul 13, 2017 1:20:31 PM

Buying a home in Niagara that needs some serious fixing up seems like a great idea up front: it's cheaper, and you can personalize it and make it your own. But it's not necessarily the best in the long-term. There are some serious factors to consider before you commit to buying a home in need of serious renovations.

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Topics: Insider, Buying A Home, First Time Home Buyer

Understand how to negotiate in the Niagara real estate market

Posted by Terence Davids on Jun 22, 2017 10:47:24 AM

In a sellers’ market the competition for homes is high and you’ll find yourself in negotiations with sellers, or bidding wars with other buyers. Making an offer on a home in any market a stressful part of the home buying process and it’s important that you understand how crucial negotiating that offer can be.

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Topics: Insider, Buying A Home, First Time Home Buyer

What is the home buying process? Part 2

Posted by Terence Davids on Jun 15, 2017 9:01:31 AM

When most people think about buying their first home, often they envision an exciting house hunt and viewing lots of houses. While this is a big part of buying a new home, and what we went through in our last blog, the home buying process doesn't stop when you put an offer in on the home. Here are the next steps in buying your first home.

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Topics: Insider, Buying A Home, First Time Home Buyer

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