Niagara Real Estate Blog

What Exactly Is The Home Buyers Plan?

Posted by Terence Davids on Dec 14, 2017 1:41:25 PM

The Home Buyers Plan (HBP) is a program run by the Ontario government which helps first time home buyers take up to $25,000 from their RRSP tax free in order to finance the purchase of buying or building a home for yourself, or a related person with a disability.

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Topics: Buying A Home, First Time Home Buyer, Down Payment

How To Use Your RRSPs As A Down Payment

Posted by Terence Davids on Nov 18, 2015 9:05:00 AM

Using RRSPs as a down payment

Do you ever picture yourself on a nice sunny day, sipping a drink while you relax on a deck in the backyard of your very own home?  Or perhaps your thing is checking out paint colours and flooring options at the Home Depot on a Sunday afternoon.

Either way, the reality of having your very own home where you can choose paint colours, flooring types and make landscaping decisions may not be as far off as you think.

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Topics: Buying A Home, Mortgages, Down Payment

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