Niagara Real Estate Blog

Choosing The Right Mortgage For The Right House

Posted by Terence Davids on Nov 9, 2017 12:00:00 AM

Within today’s real estate market fist time home-buyers need to consider their options and select the right mortgage rate. Mortgage rates have gone up over 75 per cent higher than ever before, which leaves a lot of buyers with uncertainty that rates will not leap within the next few years. It is important to look into what mortgage term is best for you.

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Topics: Mortgages

How Are Niagara Property Values Determined?

Posted by Terence Davids on Nov 7, 2017 12:00:00 PM

We've talked before about how property taxes are determined in Niagara. Property taxes are based on the assessed value of the home that you are purchasing. You may be wondering how that value is determined. The value of homes for sale in Niagara is determined by MPAC.

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Topics: Buying A Home

Condo Fees Explained For The First Time Condo Buyer

Posted by Terence Davids on Oct 13, 2017 9:00:00 AM

When purchasing a condo, unit owners must pay monthly "condo fees" or common expenses fees. These fees are used to maintain the condominium building's common elements, and are paid in equal parts by every unit owner throughout the building. If you are considering purchasing a condo, here is some info on what condo fees are, how they are determined, and what they go to pay for.

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Topics: First Time Home Buyer

Benefits of Moving To Welland

Posted by Terence Davids on Oct 12, 2017 9:17:37 AM

Having just recently celebrated it's 159th Anniversary, the City of Welland is rich in history, multiculturalism, and community spirit. This is why many people consider moving to Welland, and why in recent years the city has seen a significant amount of growth in their residential population. Considering moving to Niagara? Here are some reasons why you should look towards the Rose City.

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Topics: Buying A Home

How To Prepare For A Home Inspection

Posted by Terence Davids on Oct 5, 2017 9:30:00 AM

When selling your home you may be required to perform a home inspection. Buyers often put a home inspection clause into their offer, requiring a home inspection to be passed before they are locked into the sale. If you are required to have a home inspector come through the home, there are steps you can take to prepare for a home inspection.

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Topics: Selling A Home

Staging Your Home For Sale In The Fall

Posted by Terence Davids on Oct 3, 2017 8:26:36 AM

If you're ready to sell your home in the fall, there are lots of ways you can use the season to your advantage, both inside and outside of the home. When staging your home to sell it, you will want to keep your home looking trendy and not overdone, but as warm and comfortable as the season allows for. Here are some tips on how to stage your home to get it sold in the fall season.

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Topics: Selling A Home

What Is The Land Transfer Tax And Who Pays It?

Posted by Terence Davids on Sep 28, 2017 9:00:00 AM

There is a lot of intimidating real estate jargon that gets thrown around during the home buying process, and it can be hard to make sense of it all. What can be the most difficult to understand are the tax payments when buying or selling a home. We've talked about property taxes before, and today we're going to talk about the Land Transfer Tax.

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Topics: Insider, Buying A Home

Understanding Niagara Property Tax

Posted by Terence Davids on Sep 26, 2017 9:00:00 AM

When you're budgeting to purchase your first home, factoring in only what you'll be paying for your mortgage isn't the only expense you need to think about. Property taxes are often not talked about, largely because a lot of first time home buyers don't understand them. To help you understand we put together a crash course on what property taxes are.

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Topics: Insider, Buying A Home, First Time Home Buyer

Breaking Down The Mortgage Application Process

Posted by Terence Davids on Sep 21, 2017 9:32:36 AM

The mortgage application process can feel like the scariest part of the home buying process. The best option for first time home buyers is to get pre-approved. The pre-approval process can start up to 120 days before you begin shopping for a new home. If you're wondering how to get pre-approved for a mortgage, you will need to provide lenders with documents proving income, source of down payment, and assets and liabilities in order to be pre-approved.

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Topics: Mortgages

Should You Improve or Sell Your Home in Niagara?

Posted by Terence Davids on Sep 19, 2017 1:58:43 PM

There are some things that can be improved on a home if you don't like it. Renovations can improve the home you're in to make it be more functional for you and your family. However, there are some things about a home that can't be fixed with a coat of paint or by knocking down a wall. When it comes to those things, it's time to move.

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Topics: Selling A Home

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